Are you a first time home buyer in Smyrna, GA or metro Atlanta? An FHA home loan might be the right option for you. The Federal Housing Administration (FHA) is basically a government home loan insurance… Read more "What is a 203(b) FHA Mortgage Loan?"
Let’s face it, moving is stressful. To reduce stress when you’re moving from another state, another part of Georgia or another city or town around metro Atlanta, start by narrowing down the ideal community for you… Read more "Moving? Here are our tips for choosing the right community"
. How long do you have to pay for PMI?This answer, once again, varies. It depends on how your mortgage is worded, and some lenders offer programs that allow you to pay the entire insurance premium… Read more "What is Mortgage Insurance?"
Now that you’ve sold, or bought, and of course we hope you’ve worked with The Mortgage Guys on your mortgage, it’s time to think about organizing your move. Whether you’re going around the block or around… Read more "Mortgage Guys Top Tips for a Smooth Move"
When you start thinking about putting your Atlanta home up for sale there are many considerations, from where you’re moving, to who’s listing your property, to who’s handling your mortgage. Before you take the next big… Read more "Get your Atlanta Home Ready to Sell FAST – Home Staging Basics"
While qualifying for a mortgage refinance is generally a lot harder than it has been in the past, there are some options available. One such option is the Streamline Refinance… While guidelines and rules vary by… Read more "What Exactly IS a Streamline Refinance"
Why to Buy… The emotions and economies of renting vs. buying a home
Today’s reduced home prices, low mortgage rates, and solid home inventory have made buying a house attractive, and many Atlantans are asking themselves if it’s the time to give up renting to buy their own home.… Read more "Why to Buy… The emotions and economies of renting vs. buying a home"
For the last three weeks on the Mortgage Guys blog, we’ve been discussing shadow inventory and how it effects the housing market. Shadow inventory refers to the amount of unlisted bank-owned homes that are not yet on… Read more "Shadow Inventory: Part Three of Three"
Last week on our blog, we introduced the first of three blog posts examining a Wall Street Journal article that takes a deeper look into shadow inventory, and how it effects the housing market. We introduced shadow… Read more "Shadow Inventory: Part Two of Three"
In a recent article by The Wall Street Journal, called Shadow Inventory: It’s Not as Scary as It Looks, author Nick Timiraos stated that shadow inventory isn’t as scary as it sounds. What does this mean… Read more "Shadow Inventory: What is it and Should We Worry?"