Let’s face it, moving is stressful. To reduce stress when you’re moving from another state, another part of Georgia or another city or town around metro Atlanta, start by narrowing down the ideal community for you… Read more "Moving? Here are our tips for choosing the right community"
Now that you’ve sold, or bought, and of course we hope you’ve worked with The Mortgage Guys on your mortgage, it’s time to think about organizing your move. Whether you’re going around the block or around… Read more "Mortgage Guys Top Tips for a Smooth Move"
Today’s reduced home prices, low mortgage rates, and solid home inventory have made buying a house attractive, and many Atlantans are asking themselves if it’s the time to give up renting to buy their own home.… Read more "Why to Buy… The emotions and economies of renting vs. buying a home"
Knowing what questions to ask your lender during or before the loan application process is essential for making your mortgage approval process as smooth as possible. Many borrowers fail to ask the right questions during the… Read more "Top 8 Things To Ask Your Lender During The Application Process"
As many experienced realtors have an overall comprehension of the mortgage endorsement procedure , there certainly are a couple of significant details that usually get over looked that can give rise to a cost to be… Read more "Seven Things Your Agent Should Know About Your Mortgage Approval"
Just how do an entirely approved loan have refused for financing following the debtor has approved loan docs? Simple, the underwriter brings an upgraded credit-report to confirm there has never been some fresh activity since first… Read more "Ten Credit Do’s and Don’ts To Bear In Mind Prior To Getting Your Mortgage Loan"
Just how much loan money could I be eligible to borrow? That is ordinarily the number 1 question mortgage professionals have been asked by new customers. Of critical importance when considering mortgage financing: There is sometimes… Read more "How Much Can I Afford?"
Debt-to-Income (DTI) is among many brand new mortgage-related terms most firsttime home-buyers are going to get accustomed for hearing. DTI is really a part of the mortgage approval process which measures a debtor’s Gross Monthly Earnings… Read more "What’s My Debt-to-Income (DTI) Ratio?"
Knowing the definition of all loan to value (LTV), and the way that it affects a mortgage consent , can assist you to figure out what sort of loan amount and application you might be qualified… Read more "Calculating loan-to-value (LTV)"
As the Essential Rule of Thumb for credit history Is at the least four transaction outlines recorded in a credit file, you’ll find other procedures to build a credit score picture an underwriter may utilize to… Read more "Alternate Sources For Establishing Credit"