Now that you’ve sold, or bought, and of course we hope you’ve worked with The Mortgage Guys on your mortgage, it’s time to think about organizing your move. Whether you’re going around the block or around… Read more "Mortgage Guys Top Tips for a Smooth Move"
When you start thinking about putting your Atlanta home up for sale there are many considerations, from where you’re moving, to who’s listing your property, to who’s handling your mortgage. Before you take the next big… Read more "Get your Atlanta Home Ready to Sell FAST – Home Staging Basics"
While qualifying for a mortgage refinance is generally a lot harder than it has been in the past, there are some options available. One such option is the Streamline Refinance… While guidelines and rules vary by… Read more "What Exactly IS a Streamline Refinance"
Knowing what questions to ask your lender during or before the loan application process is essential for making your mortgage approval process as smooth as possible. Many borrowers fail to ask the right questions during the… Read more "Top 8 Things To Ask Your Lender During The Application Process"
Just how much loan money could I be eligible to borrow? That is ordinarily the number 1 question mortgage professionals have been asked by new customers. Of critical importance when considering mortgage financing: There is sometimes… Read more "How Much Can I Afford?"
Simply checking on the Web for the posted Speed may not lead To your anticipated outcome as a result of countless facets which could result in each individual speed and final cost scenario to change. We… Read more "8 Questions Your Lender Should Answer About Mortgage Rates"
The majority of folks don’t expect to understand what appraisers actually consider when determining the worthiness of a realestate property. A frequent offender homeowners generally have is the worth of the home is ascertained after the… Read more "What Do Appraisers Look For When Determining A Property’s Value?"
Debt-to-Income (DTI) is among many brand new mortgage-related terms most firsttime home-buyers are going to get accustomed for hearing. DTI is really a part of the mortgage approval process which measures a debtor’s Gross Monthly Earnings… Read more "What’s My Debt-to-Income (DTI) Ratio?"
Mortgage Insurance, some times called Private Mortgage Insurance, is currently demanded by creditors on traditional mortgage loans in the event the borrower is currently lending over 80 percent loan to value . According to Wikipedia: Personal… Read more "Why Do I Need Mortgage Insurance?"
Knowing the definition of all loan to value (LTV), and the way that it affects a mortgage consent , can assist you to figure out what sort of loan amount and application you might be qualified… Read more "Calculating loan-to-value (LTV)"